Utz Enterprises

About Us

Building a new home is a life’s dream. It is the culmination of years of ideas, determination, and hard work. And when that dream becomes a reality Utz Enterprises has been the choice homebuilder for more than three decades.

In fact, building is a family affair at Utz Enterprises. Bill Utz and his son Todd have worked tirelessly to create a building company that offers personal attention, exquisite craftsmanship, and homes that reflect the uniqueness of their owners. Being attentive to homeowners needs is not just a company philosophy it is a reality at Utz Enterprises. The overwhelming homeowner thank you letters and kind words are enough to ensure the ongoing tradition. And because of that customer-oriented approach, Utz Enterprises has attained a solid reputation as one of Maryland’s most trusted homebuilders.

The reputation is well earned. Bill Utz began building Marylanders homes more than 50 years ago and decided he was going to do things differently. He began with the concept that getting to know the homeowners and the way they lived was imperative. Only then could he deliver a home worthy of the trust that had been placed in him. As veteran and a former air force pilot, and with a family of his own, Bill had already developed the skills of integrity, hard work, and attention to detail that would lead to his success building homes.

Those critical skills were also instilled in his son Todd . has been working in construction for more than three decades and by working with by his father’s side Todd has been able to carry on the family tradition of excellence and personal attention. He still meets with the homeowners to ensure that their brand new Utz Enterprises home is all they had dreamt.

Utz Enterprises

The Utz Way

Welcome to a new chapter of living, welcome to Utz Enterprises, Inc. Owning a home in Maryland offers a blend of historical charm and modern living. From the vibrant culture of surrounding cities like Annapolis, to serene landscapes on the Eastern Shore, Maryland provides diverse living experiences. The state’s rich heritage and economic opportunities make it an ideal place to call home. As a Maryland Home Builder, Utz Enterprises realizes that every home should reflect each owners personality and taste, that is why we have created home designs that offer versatility in their layout and design and budget. By creating these types of homes, we have enabled homeowners to make additions and alterations to the basic design so it’s a reflection of your style and aspirations. It is a concept we take great pride in, and our field experts handle it with the utmost attention to detail. The ability to customize is just one of the details that makes us truly unique. If flexibility and freedom is what you’re looking for in a builder, then Utz Enterprises is the right choice for you.

Our House On Your Lot

Building a dream home is an exciting journey that often starts with finding the perfect location. Traditionally, individuals would select a pre-planned neighborhood or housing development. However, a rising trend in the real estate market is “Our House On Your Lot” building program, offering a unique approach to homeownership.

This allows individuals to bring their desired location/lot for constructing a custom-built home. If you do not have a lot, our real estate expert can help you navigate buying your lot of choice to build on. Once the lot parameters are established, the builder will present you with ready-made plans that can be customized to perfectly align with your visions. This program often provides cost transparency, so you have a clear understanding of the expenses associated with construction, allowing for better financial planning and budgeting. The timeframe from purchasing your lot (if not already owned) to moving in typically ranges from 6 to 12 months. This includes purchasing the lot, permits, site development and the construction of your home. We put the power of choice and customization in the hands of the prospective homeowners.

Financing Option

A construction-to-permanent loan is a financial arrangement that combines the financing for construction of a new home with a long-term mortgage. This type of loan is structured to cover both the building phase and the eventual permanent financing of the completed home. Over the years we have established many relationships with lenders and may offer recommendations for preferred lenders if you wish

Standard Features

Once you establish you home design, Utz will provide you with a standard features list for that specific model.

Home Warranty

All of Utz Enterprises’ homes come with a Quality Builders Warranty of 1/2/10 yr. coverages. (Subject to change per the Quality Builders Warranty Program)

  • Lot Cost = What you pay for the land (This doesn’t apply if you already have your own lot)

  • Buildable Lot = There will be additional costs to bring your lot to “buildable status”. These include but are not limited to engineering, permits, extending utilities, clearing, construction entrance/driveway, etc. The costs can vary based on location (critical area), size of the lot, and the county in which it exists.

  • Base price = the price of the home including Utz Enterprises standard features

  • Upgrades = the cost based on selections made outside of the standard features to
    match your taste

  • CONSTRUCTION PHASE:

    • During the construction phase, funds are dispursed to the builder or contractor as the work progresses. This is often done in a series of “draws” or payments at various stages of construction.
    • Interest payments are usually required only on the amount disbursed during the construction phase.
  • Transition to Mortgage:

    • Once the construction is complete, the loan automatically transitions into a traditional mortgage, converting from the temporary financing of the construction phase to a permanent mortgage for the completed home.